Crown And Anchor Can Help You Purchase This Home

Thank you for choosing Crown And Anchor Reality! As one of the Knoxville area's premier Real Estate Brokers, we are uniquely qualified to help you find your dream home. On the lake, around town or out on a farm, Crown And Anchor is here to help!

820 Payne Lane, Spring City, 37381

Priced At: $748,000

Property Details for ID: 1353412

Contact Us Schedule Showing Text Flyer Email Flyer

SqFt: 3,671
Price SqFt: $204
Total Bedrooms: 5
Full Baths: 3 / Half Baths: 2
MLS Status: Active
Property Type: Residential
On Market Date: 2026-08-28T00:05:24Z
Subdivision: Valley Dale

Public Remarks: THE TOTAL PACKAGE--5 BEDROOMS, 1.5 ACRES, POOL, GARAGES & RV PARKING! Spacious 5-bedroom home on approximately 1.5 acres with extensive updates and amenities. Features include fresh paint, new LVT flooring, updated kitchen, gas fireplace, new patio doors, and surround sound. Enjoy the 20x40 in-ground pool with new liner, large covered patio, multiple garages, RV carport, storage building, 30-amp RV hookup, and parking for 8+ vehicles. Additional highlights include a dedicated office with half bath, underground storm shelter, well, invisible fence, new roof installed October 2025, city water, septic, and included appliances. A rare opportunity offering space, storage, recreation, and convenience!

Schools Information

Elementary School:
Middle / Junior School:
High School: Rhea County

Building Description

Building Style: Traditional
Type: 2 Story
Site Built: Yes
Year Built: 1998
Total Rooms: 10
SqFt (Total): 3,671
SqFt (Main Lvl): 2,411
SqFt (2nd Flr Lvl): 1,260
Full Baths: 3
1/2 Baths: 2
Fireplace: Yes
Bonus Room: No
Basement: No
Basement Type: Crawl Space

  Exterior Features

Features: Pool - Swim (Ingrnd), Porch - Covered
Construction: Block
Siding: Stone, Vinyl

  Appliances

Central Vacuum, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Smoke Detector

  Room Dimensions

  Interior Features

Dining Area: Breakfast Room
Floors: Carpet, Luxury Vinyl Plank, Tile
Other Rooms: Breakfast Room, LaundryUtility, Office
Misc Features: Cathedral Ceiling, Internet Available, Island in Kitchen, Storm Shelter, Walk-in Shower, WasherDryer Connect

  Property Details

Acreages: 1.5
Lot Description: Level

Utilities

Fuel Types: Gas (Natural)

Financing

Finance Options: Cash, Conventional, FHA, VA Loan

  HOA Information

Restrictions: No
HOA: No

Heating & Cooling

Fireplace(s): Yes
Total Fireplaces: 1
Fireplace Type(s): Gas Log
Cooling Type(s): Ceiling Fan(s), Central Cooling
Heat Type(s): Central

Garage / Parking

Garage Spaces, Detached, RV Parking

  Community Features

Outbuildings

Detached Workshop

Presented By: / Keller Williams Ridge to River

Up Coming Open Houses

Sorry, no open houses are currently available for this listing.

Directions

Hwy 27N to right on E Jackson Ave-left on Toestring Valley Road-left on Muddy Creek Road-left on Payne Lane take 1st right on Payne Lane to home on left. SOP



Your commute

( Departing today at 8:00am )


Near By Properties (click flag to view)

Listing Id: (Click to View)
List Price:
Full Baths:
Half Baths:
Total Beds:
Total SqFt:
Address:
Public Remarks:


Mortgage Calculator

Loan Amount (80% of list price)

$

Term (in years)?

What will be the interest rate?

%


Instructions: Enter numbers and decimal points. No commas or other characters.


This is your Principal & Interest Payment only - you will still have to add HomeOwners Insurance and Taxes for a Total Monthly Payment.  The Loan Amount Figure is based on a 20% down payment, Private Mortgage Insurance (PMI) is required with less than a 20% down payment.  We can provide you names of Mortgage Loan Officers that will provide you more details on your payment and total down payment.

Four Reasons to Use Crown And Anchor Realty

Buying or Selling real estate should be fun and simple. With Crown And Anchor, that's exactly what you can expect. We will strive to make each and every interaction a professional and pleasant experience!

On-Time Guarantee

From showings to closing; we know that your time is valuable and our agents and staff will always strive to never keep you waiting.

Quick Sale

Our network of qualified purchasers combined with dedication and hard work; help ensure that no one will work harder to get your home property sold.

Professional Staff

We only employ the very best agents and we back them up with the brightest office staff to help insure the highest level of service.

You Are Valued

We recognize that we are partners with our clients and as such, we strive to provide a high quality of service, and hope to build trust and friendships through honesty and integrity.