Crown And Anchor Can Help You Purchase This Home

Thank you for choosing Crown And Anchor Reality! As one of the Knoxville area's premier Real Estate Brokers, we are uniquely qualified to help you find your dream home. On the lake, around town or out on a farm, Crown And Anchor is here to help!

281 Cottage Drive, Ten Mile, 37880

Priced At: $1,749,999


Listing Videos - 1

https://pixies.et/bvUz6G2X

Property Details for ID: 1346939

Contact Us Schedule Showing Text Flyer Email Flyer

SqFt: 3,861
Price SqFt: $453
Total Bedrooms: 3
Full Baths: 3 / Half Baths: 2
MLS Status: Active
Property Type: Residential
On Market Date: 2026-07-07T07:15:38Z

Public Remarks: Welcome to 281 Cottage Drive, where classic lakefront living meets timeless charm on beautiful Watts Bar Lake. First time offered on the market, it is ideally situated on a large, quiet cove just off the main channel. This exceptional waterfront property offers the perfect balance of peaceful lake living and quick access to open water. Set on a picturesque 0.63-acre lot with a gently sloping, park-like setting that extends to the TVA 750-foot contour line and continues to the shoreline, the setting offers remarkable privacy and the rare convenience of easy, level access to the lake. Offering 3,861 square feet of thoughtfully designed living space, this 3 bedroom, 3 1/2 bath beautifully maintained home blends timeless cottage-inspired architecture with spacious, comfortable living. A welcoming covered front porch, mature landscaping, plantation shutters, and quality finishes create an inviting atmosphere throughout. The impressive great room is the heart of the home, showcasing soaring cathedral ceilings, a cozy fireplace, and expansive windows with electronic shades overlooking the backyard and lake. The adjoining kitchen features custom cabinetry, quality appliances, generous workspace, and an open layout that flows seamlessly into the breakfast area with plantation shutters. A separate formal dining room provides the perfect setting for holidays and entertaining. Completed in 2019, the stunning sunroom addition is one of the home's signature spaces. Surrounded by walls of windows, it offers panoramic views of the beautifully manicured lawn and the peaceful waters of Watts Bar Lake, making it the perfect place to enjoy your morning coffee or unwind at the end of the day. The spacious primary suite features a beautifully renovated spa-inspired bath completed in 2019 with an oversized tiled walk-in shower, freestanding soaking tub, separate vanities, tile flooring, and elegant finishes. Upstairs, you will find 2 guest bedrooms, a full bath and a large bonus room that offers flexible space for a home office, media room, playroom, or guests. The walk-out lower level expands the living space with a full second kitchen, recreation room, guest accommodations, abundant storage, and direct access to the backyard and lake--ideal for entertaining or multigenerational living. Outdoor living is where this property truly shines. The park-like grounds gently lead to the shoreline with one of the easiest, flattest walks to the water you'll find on Watts Bar Lake. The private dock features two covered boat slips, a floating personal watercraft dock, and a spacious lounging deck, creating the perfect place to boat, swim, fish, or simply relax by the water. In addition to the attached two-car garage, a detached three-bay garage/workshop, built in 2015, includes an additional half bath and expansive second-story storage, providing exceptional space for hobbies, boats, vehicles, or recreational equipment. Thoughtfully updated and meticulously maintained, the home also features a newer roof (2022), HVAC systems approximately three years old, a new water heater, and a Generac generator, offering comfort and peace of mind for years to come. From mornings in the sunroom to afternoons on the lake and evenings spent on the dock, 281 Cottage Drive offers the timeless waterfront lifestyle families dream about. Beautifully maintained, thoughtfully updated, and ideally situated on one of Watts Bar Lake's most desirable level waterfront lots, this is a rare opportunity to own a truly exceptional East Tennessee lake home.

Schools Information

Elementary School: Meigs North
Middle / Junior School: Meigs
High School: Meigs County

Building Description

Building Style: Cape Cod, Cottage
Type: 2 Story Basement
Site Built: Yes
Year Built: 2001
Total Rooms: 12
SqFt (Total): 3,861
SqFt (Main Lvl): 1,931
SqFt (Down Lvl): 1,180
SqFt (2nd Flr Lvl): 750
Full Baths: 3
1/2 Baths: 2
Fireplace: Yes
Bonus Room: Yes
Extra Storage: Yes
Basement: Yes
Basement Type: Finished, Walkout

  Exterior Features

Features: Deck, Dock, Patio, Porch - Covered, Windows - Vinyl
Construction: Frame - Brick
Siding: Vinyl

  Appliances

Backup Generator, Dishwasher, Microwave, Range, Refrigerator, Security Alarm, Self Cleaning Oven, Smoke Detector

  Room Dimensions

  Interior Features

Dining Area: Breakfast Room, Eat-in Kitchen, Formal Dining Area
Floors: Carpet, Hardwood, Luxury Vinyl Plank, Tile
Other Rooms: 2nd Rec Room, Addl Living Quarter, Basement Rec Room, Bedroom Main Level, Breakfast Room, Extra Storage, Family Room, LaundryUtility, Mstr Bdrm Main Level, Sunroom, Workshop
Misc Features: Cathedral Ceiling, Internet Available, Island in Kitchen, Pantry, Trey Ceiling, Walk-in Shower, Walk-in Closets, WasherDryer Connect

  Property Details

Acreages: 0.63
Lot Description: Waterfront Access, Level, Private, Lakefront
View: Lake, Lakefront

Utilities

Fuel Types: Electric, Propane

Financing

Finance Options: Cash, Conventional, New Loan, VA Loan

  HOA Information

Restrictions: No
HOA: No

Heating & Cooling

Fireplace(s): Yes
Total Fireplaces: 1
Fireplace Type(s): Gas Log
Cooling Type(s): Central Cooling
Heat Type(s): Central

Garage / Parking

Garage Spaces, Attached, Detached, Garage Door Opener, Garage Faces Side, RV Parking

  Community Features

Outbuildings

Detached Workshop

Presented By: / Wallace

Up Coming Open Houses

Sorry, no open houses are currently available for this listing.

Directions

304 South, Right on Red Cloud, Left on Cottage. House is at the end of the road past the dead end sign on the left. Sign on property.



Your commute

( Departing today at 8:00am )


Near By Properties (click flag to view)

Listing Id: (Click to View)
List Price:
Full Baths:
Half Baths:
Total Beds:
Total SqFt:
Address:
Public Remarks:


Mortgage Calculator

Loan Amount (80% of list price)

$

Term (in years)?

What will be the interest rate?

%


Instructions: Enter numbers and decimal points. No commas or other characters.


This is your Principal & Interest Payment only - you will still have to add HomeOwners Insurance and Taxes for a Total Monthly Payment.  The Loan Amount Figure is based on a 20% down payment, Private Mortgage Insurance (PMI) is required with less than a 20% down payment.  We can provide you names of Mortgage Loan Officers that will provide you more details on your payment and total down payment.

Four Reasons to Use Crown And Anchor Realty

Buying or Selling real estate should be fun and simple. With Crown And Anchor, that's exactly what you can expect. We will strive to make each and every interaction a professional and pleasant experience!

Quick Sale

Our network of qualified purchasers combined with dedication and hard work; help ensure that no one will work harder to get your home property sold.

Video Services

We will set your home/property apart from others on the market with professional quality, innovative video marketing complete with narration and music.

Professional Staff

We only employ the very best agents and we back them up with the brightest office staff to help insure the highest level of service.

You Are Valued

We recognize that we are partners with our clients and as such, we strive to provide a high quality of service, and hope to build trust and friendships through honesty and integrity.